Call reports 2001
PEACHTREE BANK — 2001
What PEACHTREE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 50,467,000 | 53,523,000 | 54,650,000 | 53,401,000 |
| Total loans | 34,181,000 | 35,375,000 | 35,011,000 | 33,953,000 |
| Allowance for loan losses | 519,000 | 535,000 | 562,000 | 621,000 |
| Securities available for sale | 13,351,000 | 11,830,000 | 14,348,000 | 15,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,315,000 | 45,651,000 | 46,044,000 | 45,197,000 |
| Interest-bearing deposits | 35,744,000 | 38,282,000 | 39,116,000 | 38,063,000 |
| Noninterest-bearing deposits | 6,571,000 | 7,369,000 | 6,928,000 | 7,134,000 |
| Equity capital | 6,977,000 | 7,163,000 | 7,521,000 | 7,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,099,000 | 2,240,000 | 3,353,000 | 4,419,000 |
| Interest expense | 448,000 | 892,000 | 1,325,000 | 1,676,000 |
| Net interest income | 651,000 | 1,348,000 | 2,028,000 | 2,743,000 |
| Noninterest income | 108,000 | 210,000 | 324,000 | 442,000 |
| Noninterest expense | 402,000 | 817,000 | 1,207,000 | 1,609,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 134,000 |
| Pretax income | 336,000 | 699,000 | 1,082,000 | 1,442,000 |
| Income tax | 112,000 | 230,000 | 347,000 | 517,000 |
| Net income | 224,000 | 469,000 | 735,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,735,000 | 6,914,000 | 7,180,000 | 7,274,000 |
| Total capital | 7,240,000 | 7,435,000 | 7,717,000 | 7,857,000 |
| Risk-weighted assets | 40,703,000 | 41,627,000 | 43,296,000 | 47,012,000 |