Call reports 2012
WILLIAMSTOWN SAVINGS BANK — 2012
What WILLIAMSTOWN SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 |
|---|---|
| Total assets | 219,163,000 |
| Total loans | 112,424,000 |
| Allowance for loan losses | 1,327,000 |
| Securities available for sale | 61,100,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 150,793,000 |
| Interest-bearing deposits | 134,913,000 |
| Noninterest-bearing deposits | 15,880,000 |
| Equity capital | 15,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 |
|---|---|
| Interest income | 1,568,000 |
| Interest expense | 697,000 |
| Net interest income | 871,000 |
| Noninterest income | 156,000 |
| Noninterest expense | 1,107,000 |
| Provision for loan losses | 30,000 |
| Pretax income | 35,000 |
| Income tax | -3,000 |
| Net income | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 |
|---|---|
| Tier 1 capital | 12,957,000 |
| Total capital | 16,284,000 |
| Risk-weighted assets | 138,935,000 |