Call report 2008Q4
WILLIAMSTOWN SAVINGS BANK — 2008Q4
The 22 measures WILLIAMSTOWN SAVINGS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 262,119,000 | USD | evidence → |
| Total loans | 129,578,000 | USD | evidence → |
| Allowance for loan losses | 1,276,000 | USD | evidence → |
| Securities available for sale | 107,862,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 156,635,000 | USD | evidence → |
| Interest-bearing deposits | 141,959,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,676,000 | USD | evidence → |
| Equity capital | 15,282,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,054,000 | USD | evidence → |
| Interest expense | 7,818,000 | USD | evidence → |
| Net interest income | 6,236,000 | USD | evidence → |
| Noninterest income | 576,000 | USD | evidence → |
| Noninterest expense | 4,048,000 | USD | evidence → |
| Provision for loan losses | 3,000 | USD | evidence → |
| Pretax income | 2,150,000 | USD | evidence → |
| Income tax | 622,000 | USD | evidence → |
| Net income | 1,528,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,098,000 | USD | evidence → |
| Total capital | 19,375,000 | USD | evidence → |
| Risk-weighted assets | 137,230,000 | USD | evidence → |