Call report 2008Q1
WILLIAMSTOWN SAVINGS BANK — 2008Q1
The 22 measures WILLIAMSTOWN SAVINGS BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 270,223,000 | USD | evidence → |
| Total loans | 126,660,000 | USD | evidence → |
| Allowance for loan losses | 1,277,000 | USD | evidence → |
| Securities available for sale | 122,854,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 159,520,000 | USD | evidence → |
| Interest-bearing deposits | 147,293,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,227,000 | USD | evidence → |
| Equity capital | 16,504,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,488,000 | USD | evidence → |
| Interest expense | 2,198,000 | USD | evidence → |
| Net interest income | 1,290,000 | USD | evidence → |
| Noninterest income | 165,000 | USD | evidence → |
| Noninterest expense | 993,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 357,000 | USD | evidence → |
| Income tax | 61,000 | USD | evidence → |
| Net income | 296,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,312,000 | USD | evidence → |
| Total capital | 18,589,000 | USD | evidence → |
| Risk-weighted assets | 137,997,000 | USD | evidence → |