Call report 2004Q1
WILLIAMSTOWN SAVINGS BANK — 2004Q1
The 22 measures WILLIAMSTOWN SAVINGS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 199,634,000 | USD | evidence → |
| Total loans | 93,240,000 | USD | evidence → |
| Allowance for loan losses | 907,000 | USD | evidence → |
| Securities available for sale | 92,319,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,437,000 | USD | evidence → |
| Interest-bearing deposits | 107,442,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,995,000 | USD | evidence → |
| Equity capital | 13,891,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,030,000 | USD | evidence → |
| Interest expense | 814,000 | USD | evidence → |
| Net interest income | 1,216,000 | USD | evidence → |
| Noninterest income | 105,000 | USD | evidence → |
| Noninterest expense | 1,009,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 440,000 | USD | evidence → |
| Income tax | 154,000 | USD | evidence → |
| Net income | 286,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,037,000 | USD | evidence → |
| Total capital | 14,970,000 | USD | evidence → |
| Risk-weighted assets | 97,038,000 | USD | evidence → |