Call report 2003Q1
WILLIAMSTOWN SAVINGS BANK — 2003Q1
The 22 measures WILLIAMSTOWN SAVINGS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,390,000 | USD | evidence → |
| Total loans | 86,741,000 | USD | evidence → |
| Allowance for loan losses | 850,000 | USD | evidence → |
| Securities available for sale | 63,635,000 | USD | evidence → |
| Securities held to maturity | 1,364,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,293,000 | USD | evidence → |
| Interest-bearing deposits | 109,898,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,395,000 | USD | evidence → |
| Equity capital | 13,202,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,040,000 | USD | evidence → |
| Interest expense | 1,036,000 | USD | evidence → |
| Net interest income | 1,004,000 | USD | evidence → |
| Noninterest income | 247,000 | USD | evidence → |
| Noninterest expense | 923,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 355,000 | USD | evidence → |
| Income tax | 117,000 | USD | evidence → |
| Net income | 238,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,102,000 | USD | evidence → |
| Total capital | 13,952,000 | USD | evidence → |
| Risk-weighted assets | 88,071,000 | USD | evidence → |