Call reports 2007
BUSINESS FIRST NATIONAL BANK — 2007
What BUSINESS FIRST NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 157,337,000 | 154,376,000 | 145,922,000 |
| Total loans | 122,240,000 | 125,412,000 | 123,920,000 |
| Allowance for loan losses | 1,382,000 | 1,383,000 | 1,383,000 |
| Securities available for sale | 15,953,000 | 15,019,000 | 13,784,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 136,893,000 | 134,204,000 | 120,258,000 |
| Interest-bearing deposits | 107,410,000 | 106,162,000 | 87,910,000 |
| Noninterest-bearing deposits | 29,483,000 | 28,042,000 | 32,348,000 |
| Equity capital | 12,110,000 | 11,807,000 | 11,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 2,609,000 | 5,381,000 | 8,116,000 |
| Interest expense | 1,230,000 | 2,551,000 | 3,810,000 |
| Net interest income | 1,379,000 | 2,830,000 | 4,306,000 |
| Noninterest income | 160,000 | 306,000 | 469,000 |
| Noninterest expense | 1,489,000 | 3,274,000 | 4,844,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 48,000 | -140,000 | -71,000 |
| Income tax | 0 | 0 | 1,000 |
| Net income | 48,000 | -140,000 | -72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 12,137,000 | 12,020,000 | 12,129,000 |
| Total capital | 13,563,000 | 13,464,000 | 13,573,000 |
| Risk-weighted assets | 129,731,000 | 132,154,000 | 131,287,000 |