Call reports 2006
BUSINESS FIRST NATIONAL BANK — 2006
What BUSINESS FIRST NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 125,588,000 | 122,328,000 | 130,026,000 | 140,109,000 |
| Total loans | 101,629,000 | 98,908,000 | 104,511,000 | 117,963,000 |
| Allowance for loan losses | 1,223,000 | 1,272,000 | 1,273,000 | 1,381,000 |
| Securities available for sale | 17,838,000 | 17,291,000 | 16,426,000 | 16,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,037,000 | 105,065,000 | 110,317,000 | 120,049,000 |
| Interest-bearing deposits | 88,505,000 | 78,733,000 | 82,504,000 | 92,199,000 |
| Noninterest-bearing deposits | 22,532,000 | 26,332,000 | 27,813,000 | 27,850,000 |
| Equity capital | 11,571,000 | 11,545,000 | 11,916,000 | 12,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,071,000 | 4,218,000 | 6,516,000 | 8,855,000 |
| Interest expense | 752,000 | 1,571,000 | 2,516,000 | 3,510,000 |
| Net interest income | 1,319,000 | 2,647,000 | 4,000,000 | 5,345,000 |
| Noninterest income | 106,000 | 228,000 | 355,000 | 513,000 |
| Noninterest expense | 1,324,000 | 2,669,000 | 3,969,000 | 5,316,000 |
| Provision for loan losses | 42,000 | 89,000 | 89,000 | 195,000 |
| Pretax income | 35,000 | 93,000 | 273,000 | 300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 35,000 | 93,000 | 273,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,809,000 | 11,889,000 | 12,073,000 | 12,089,000 |
| Total capital | 13,067,000 | 13,196,000 | 13,390,000 | 13,514,000 |
| Risk-weighted assets | 107,631,000 | 105,517,000 | 110,972,000 | 125,353,000 |