Call reports 2005
BUSINESS FIRST NATIONAL BANK — 2005
What BUSINESS FIRST NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 113,970,000 | 114,339,000 | 119,269,000 | 121,124,000 |
| Total loans | 85,619,000 | 91,823,000 | 92,170,000 | 93,802,000 |
| Allowance for loan losses | 1,054,000 | 1,117,000 | 1,173,000 | 1,179,000 |
| Securities available for sale | 17,295,000 | 15,890,000 | 18,055,000 | 18,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,720,000 | 102,454,000 | 107,337,000 | 108,014,000 |
| Interest-bearing deposits | 77,583,000 | 81,073,000 | 85,036,000 | 84,446,000 |
| Noninterest-bearing deposits | 18,137,000 | 21,381,000 | 22,301,000 | 23,568,000 |
| Equity capital | 11,532,000 | 11,663,000 | 11,621,000 | 11,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,639,000 | 3,433,000 | 5,417,000 | 7,460,000 |
| Interest expense | 513,000 | 1,052,000 | 1,698,000 | 2,412,000 |
| Net interest income | 1,126,000 | 2,381,000 | 3,719,000 | 5,048,000 |
| Noninterest income | 118,000 | 193,000 | 278,000 | 371,000 |
| Noninterest expense | 1,232,000 | 2,506,000 | 3,879,000 | 5,684,000 |
| Provision for loan losses | 61,000 | 122,000 | 182,000 | 182,000 |
| Pretax income | -49,000 | -25,000 | -35,000 | -418,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -49,000 | -25,000 | -35,000 | -418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,734,000 | 11,758,000 | 11,746,000 | 11,400,000 |
| Total capital | 12,823,000 | 12,910,000 | 12,954,000 | 12,614,000 |
| Risk-weighted assets | 96,554,000 | 98,782,000 | 98,916,000 | 101,660,000 |