Call reports 2004
BUSINESS FIRST NATIONAL BANK — 2004
What BUSINESS FIRST NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 100,337,000 | 94,197,000 | 101,311,000 | 113,506,000 |
| Total loans | 65,185,000 | 74,023,000 | 80,477,000 | 83,207,000 |
| Allowance for loan losses | 807,000 | 865,000 | 924,000 | 986,000 |
| Securities available for sale | 7,256,000 | 8,496,000 | 16,713,000 | 16,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,768,000 | 82,670,000 | 83,324,000 | 101,493,000 |
| Interest-bearing deposits | 58,212,000 | 52,291,000 | 63,015,000 | 84,465,000 |
| Noninterest-bearing deposits | 30,556,000 | 30,379,000 | 20,309,000 | 17,028,000 |
| Equity capital | 11,254,000 | 11,219,000 | 11,636,000 | 11,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,185,000 | 3,556,000 | 5,090,000 |
| Interest expense | 265,000 | 532,000 | 864,000 | 1,287,000 |
| Net interest income | 764,000 | 1,653,000 | 2,692,000 | 3,803,000 |
| Noninterest income | 254,000 | 564,000 | 926,000 | 1,181,000 |
| Noninterest expense | 869,000 | 1,847,000 | 2,924,000 | 4,045,000 |
| Provision for loan losses | 96,000 | 156,000 | 209,000 | 266,000 |
| Pretax income | 53,000 | 214,000 | 485,000 | 673,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 214,000 | 485,000 | 673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,158,000 | 11,319,000 | 11,590,000 | 11,783,000 |
| Total capital | 11,982,000 | 12,203,000 | 12,538,000 | 12,804,000 |
| Risk-weighted assets | 71,776,000 | 77,475,000 | 85,238,000 | 89,678,000 |