Call reports 2002
BUSINESS FIRST NATIONAL BANK — 2002
What BUSINESS FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,171,000 | 43,124,000 | 47,113,000 | 61,139,000 |
| Total loans | 19,719,000 | 24,716,000 | 38,450,000 | 48,911,000 |
| Allowance for loan losses | 148,000 | 204,000 | 307,000 | 567,000 |
| Securities available for sale | 0 | 0 | 0 | 3,428,000 |
| Securities held to maturity | 1,499,000 | 4,000,000 | 3,500,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,570,000 | 36,478,000 | 40,546,000 | 54,832,000 |
| Interest-bearing deposits | 15,202,000 | 31,648,000 | 34,239,000 | 46,892,000 |
| Noninterest-bearing deposits | 4,368,000 | 4,830,000 | 6,307,000 | 7,940,000 |
| Equity capital | 4,556,000 | 6,566,000 | 6,456,000 | 6,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 752,000 | 1,370,000 | 2,207,000 |
| Interest expense | 119,000 | 277,000 | 484,000 | 790,000 |
| Net interest income | 213,000 | 475,000 | 886,000 | 1,417,000 |
| Noninterest income | 43,000 | 58,000 | 95,000 | 275,000 |
| Noninterest expense | 473,000 | 909,000 | 1,364,000 | 2,069,000 |
| Provision for loan losses | 38,000 | 94,000 | 197,000 | 557,000 |
| Pretax income | -255,000 | -470,000 | -580,000 | -935,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -256,000 | -471,000 | -581,000 | -935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,519,000 | 6,529,000 | 6,419,000 | 6,069,000 |
| Total capital | 4,667,000 | 6,733,000 | 6,726,000 | 6,618,000 |
| Risk-weighted assets | 21,662,000 | 29,129,000 | 39,620,000 | 52,575,000 |