Call reports 2001
BUSINESS FIRST NATIONAL BANK — 2001
What BUSINESS FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 10,157,000 | 9,936,000 | 15,086,000 | 20,042,000 |
| Total loans | 2,592,000 | 6,356,000 | 10,433,000 | 16,228,000 |
| Allowance for loan losses | 0 | 29,000 | 63,000 | 110,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,500,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,149,000 | 4,338,000 | 9,895,000 | 15,177,000 |
| Interest-bearing deposits | 2,160,000 | 2,946,000 | 7,230,000 | 12,833,000 |
| Noninterest-bearing deposits | 1,989,000 | 1,392,000 | 2,665,000 | 2,344,000 |
| Equity capital | 5,910,000 | 5,528,000 | 5,145,000 | 4,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 82,000 | 218,000 | 394,000 | 639,000 |
| Interest expense | 14,000 | 38,000 | 91,000 | 169,000 |
| Net interest income | 68,000 | 180,000 | 303,000 | 470,000 |
| Noninterest income | 1,000 | 4,000 | 23,000 | 57,000 |
| Noninterest expense | 249,000 | 717,000 | 1,207,000 | 1,694,000 |
| Provision for loan losses | 0 | 29,000 | 63,000 | 110,000 |
| Pretax income | -180,000 | -562,000 | -944,000 | -1,277,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | -180,000 | -562,000 | -945,000 | -1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,910,000 | 5,528,000 | 5,108,000 | 4,775,000 |
| Total capital | 5,910,000 | 5,557,000 | 5,171,000 | 4,885,000 |
| Risk-weighted assets | 4,927,000 | 7,805,000 | 12,199,000 | 17,806,000 |