Call reports 2008
CUSTODIAL TRUST COMPANY — 2008
What CUSTODIAL TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 995,443,000 | 879,877,000 | 615,271,000 | 411,917,000 |
| Total loans | 700,653,000 | 802,655,000 | 446,433,000 | 690,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 189,219,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 30,886,000 | 30,739,000 | 30,928,000 | 30,970,000 |
| Total deposits | 669,954,000 | 364,596,000 | 154,335,000 | 133,021,000 |
| Interest-bearing deposits | 668,039,000 | 359,833,000 | 149,345,000 | 131,836,000 |
| Noninterest-bearing deposits | 1,915,000 | 4,763,000 | 4,990,000 | 1,185,000 |
| Equity capital | 249,788,000 | 252,440,000 | 256,099,000 | 256,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,434,000 | 2,296,000 | 9,071,000 | 11,850,000 |
| Interest expense | 8,884,000 | 1,567,000 | 4,488,000 | 5,685,000 |
| Net interest income | 4,550,000 | 729,000 | 4,583,000 | 6,165,000 |
| Noninterest income | 9,064,000 | 1,242,000 | 7,272,000 | 13,908,000 |
| Noninterest expense | 3,257,000 | 1,029,000 | 4,053,000 | 6,535,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,357,000 | 942,000 | 7,802,000 | 13,538,000 |
| Income tax | 3,825,000 | 374,000 | 3,067,000 | 5,450,000 |
| Net income | 6,532,000 | 568,000 | 4,735,000 | 8,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 249,788,000 | 252,440,000 | 256,099,000 | 256,660,000 |
| Total capital | 249,788,000 | 252,440,000 | 256,099,000 | 256,660,000 |
| Risk-weighted assets | 799,738,000 | 835,696,000 | 497,828,000 | 91,090,000 |