Call reports 2007
CUSTODIAL TRUST COMPANY — 2007
What CUSTODIAL TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 776,873,000 | 850,757,000 | 1,048,177,000 | 1,280,881,000 |
| Total loans | 693,330,000 | 772,522,000 | 936,014,000 | 1,042,478,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 30,733,000 | 30,382,000 | 30,721,000 | 189,165,000 |
| Total deposits | 304,200,000 | 398,011,000 | 723,895,000 | 657,333,000 |
| Interest-bearing deposits | 303,287,000 | 396,633,000 | 721,495,000 | 656,598,000 |
| Noninterest-bearing deposits | 913,000 | 1,378,000 | 2,400,000 | 735,000 |
| Equity capital | 217,116,000 | 225,885,000 | 233,282,000 | 243,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,592,000 | 24,438,000 | 42,067,000 | 58,187,000 |
| Interest expense | 4,887,000 | 10,915,000 | 20,637,000 | 29,498,000 |
| Net interest income | 6,705,000 | 13,523,000 | 21,430,000 | 28,689,000 |
| Noninterest income | 10,226,000 | 22,174,000 | 30,778,000 | 39,188,000 |
| Noninterest expense | 3,371,000 | 7,263,000 | 11,427,000 | 14,698,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,560,000 | 28,434,000 | 40,781,000 | 53,179,000 |
| Income tax | 5,505,000 | 11,625,000 | 16,575,000 | 18,999,000 |
| Net income | 7,943,000 | 16,697,000 | 24,094,000 | 34,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 217,116,000 | 225,885,000 | 233,282,000 | 243,256,000 |
| Total capital | 217,116,000 | 225,885,000 | 233,282,000 | 243,256,000 |
| Risk-weighted assets | 723,829,000 | 809,332,000 | 984,826,000 | 1,158,230,000 |