Call reports 2005
CUSTODIAL TRUST COMPANY — 2005
What CUSTODIAL TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 502,575,000 | 624,954,000 | 693,224,000 | 757,163,000 |
| Total loans | 373,024,000 | 447,816,000 | 582,946,000 | 678,712,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 21,902,000 | 21,704,000 | 21,884,000 | 31,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 8,195,000 | 9,329,000 | 9,167,000 | 0 |
| Total deposits | 183,655,000 | 182,520,000 | 209,877,000 | 273,108,000 |
| Interest-bearing deposits | 177,699,000 | 175,553,000 | 207,607,000 | 271,153,000 |
| Noninterest-bearing deposits | 5,956,000 | 6,967,000 | 2,270,000 | 1,955,000 |
| Equity capital | 161,900,000 | 165,787,000 | 170,544,000 | 175,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,333,000 | 12,257,000 | 19,529,000 | 29,162,000 |
| Interest expense | 1,918,000 | 3,739,000 | 6,302,000 | 11,036,000 |
| Net interest income | 4,415,000 | 8,518,000 | 13,227,000 | 18,126,000 |
| Noninterest income | 5,260,000 | 10,699,000 | 17,217,000 | 25,776,000 |
| Noninterest expense | 3,313,000 | 6,314,000 | 9,558,000 | 13,728,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,362,000 | 12,903,000 | 20,886,000 | 30,174,000 |
| Income tax | 2,593,000 | 5,236,000 | 8,469,000 | 12,237,000 |
| Net income | 3,769,000 | 7,667,000 | 12,417,000 | 17,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,900,000 | 165,797,000 | 170,540,000 | 176,068,000 |
| Total capital | 161,900,000 | 165,797,000 | 170,540,000 | 176,068,000 |
| Risk-weighted assets | 406,949,000 | 491,904,000 | 615,123,000 | 706,818,000 |