Call reports 2004
CUSTODIAL TRUST COMPANY — 2004
What CUSTODIAL TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 444,852,000 | 450,162,000 | 496,564,000 | 594,247,000 |
| Total loans | 323,729,000 | 327,290,000 | 370,801,000 | 482,027,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 21,967,000 | 21,957,000 | 21,944,000 | 21,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,530,000 | 96,172,000 | 169,640,000 | 151,493,000 |
| Interest-bearing deposits | 152,774,000 | 92,928,000 | 138,010,000 | 141,487,000 |
| Noninterest-bearing deposits | 3,756,000 | 3,244,000 | 31,630,000 | 10,006,000 |
| Equity capital | 150,765,000 | 152,825,000 | 155,189,000 | 158,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,450,000 | 6,850,000 | 11,059,000 | 15,565,000 |
| Interest expense | 782,000 | 1,328,000 | 2,302,000 | 3,376,000 |
| Net interest income | 2,668,000 | 5,522,000 | 8,757,000 | 12,189,000 |
| Noninterest income | 3,421,000 | 7,035,000 | 10,820,000 | 15,593,000 |
| Noninterest expense | 2,853,000 | 5,813,000 | 8,838,000 | 12,070,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,236,000 | 6,744,000 | 10,739,000 | 15,712,000 |
| Income tax | 1,322,000 | 2,769,000 | 4,401,000 | 6,432,000 |
| Net income | 1,914,000 | 3,975,000 | 6,338,000 | 9,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,765,000 | 152,826,000 | 155,189,000 | 158,131,000 |
| Total capital | 150,765,000 | 152,826,000 | 155,189,000 | 158,131,000 |
| Risk-weighted assets | 348,174,000 | 352,366,000 | 399,052,000 | 506,423,000 |