Call reports 2003
CUSTODIAL TRUST COMPANY — 2003
What CUSTODIAL TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 503,584,000 | 594,194,000 | 928,616,000 | 559,068,000 |
| Total loans | 281,922,000 | 400,610,000 | 311,060,000 | 350,841,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 24,882,000 | 24,964,000 | 31,968,000 | 21,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,006,000 | 116,174,000 | 213,353,000 | 82,906,000 |
| Interest-bearing deposits | 126,563,000 | 106,104,000 | 182,453,000 | 82,032,000 |
| Noninterest-bearing deposits | 2,443,000 | 10,070,000 | 30,900,000 | 874,000 |
| Equity capital | 142,020,000 | 144,254,000 | 146,672,000 | 148,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,557,000 | 8,449,000 | 12,683,000 | 16,622,000 |
| Interest expense | 1,730,000 | 2,656,000 | 3,851,000 | 5,033,000 |
| Net interest income | 2,827,000 | 5,793,000 | 8,832,000 | 11,589,000 |
| Noninterest income | 3,689,000 | 7,496,000 | 11,795,000 | 15,908,000 |
| Noninterest expense | 2,808,000 | 5,806,000 | 9,046,000 | 12,229,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,708,000 | 7,483,000 | 11,581,000 | 15,268,000 |
| Income tax | 1,515,000 | 3,062,000 | 4,737,000 | 6,243,000 |
| Net income | 2,193,000 | 4,421,000 | 6,844,000 | 9,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,019,000 | 144,247,000 | 146,670,000 | 148,850,000 |
| Total capital | 142,019,000 | 144,247,000 | 146,670,000 | 148,850,000 |
| Risk-weighted assets | 326,362,000 | 457,336,000 | 444,950,000 | 391,063,000 |