Call reports 2005
FIRSTBANK FINANCIAL SERVICES — 2005
What FIRSTBANK FINANCIAL SERVICES reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 192,594,000 | 213,201,000 | 217,878,000 | 222,465,000 |
| Total loans | 147,511,000 | 160,772,000 | 161,583,000 | 168,674,000 |
| Allowance for loan losses | 1,627,000 | 1,811,000 | 1,968,000 | 1,917,000 |
| Securities available for sale | 26,990,000 | 29,721,000 | 30,162,000 | 31,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,602,000 | 160,248,000 | 165,404,000 | 174,336,000 |
| Interest-bearing deposits | 134,179,000 | 148,796,000 | 151,821,000 | 162,342,000 |
| Noninterest-bearing deposits | 9,423,000 | 11,452,000 | 13,583,000 | 11,994,000 |
| Equity capital | 22,882,000 | 23,796,000 | 24,217,000 | 24,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,751,000 | 5,973,000 | 9,548,000 | 13,351,000 |
| Interest expense | 1,026,000 | 2,309,000 | 3,795,000 | 5,371,000 |
| Net interest income | 1,725,000 | 3,664,000 | 5,753,000 | 7,980,000 |
| Noninterest income | 66,000 | 136,000 | 213,000 | 535,000 |
| Noninterest expense | 779,000 | 1,660,000 | 2,685,000 | 3,750,000 |
| Provision for loan losses | 160,000 | 345,000 | 510,000 | 740,000 |
| Pretax income | 852,000 | 1,795,000 | 2,771,000 | 4,025,000 |
| Income tax | 311,000 | 648,000 | 995,000 | 1,451,000 |
| Net income | 541,000 | 1,147,000 | 1,776,000 | 2,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,257,000 | 23,863,000 | 24,491,000 | 25,239,000 |
| Total capital | 24,884,000 | 25,674,000 | 26,459,000 | 27,156,000 |
| Risk-weighted assets | 162,382,000 | 177,864,000 | 181,099,000 | 188,961,000 |
Machine access — free, no API key
Every figure shown here about FIRSTBANK FINANCIAL SERVICES — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.