Call reports 2020
COMMUNITY BANK OF THE MIDWEST — 2020
What COMMUNITY BANK OF THE MIDWEST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 175,937,000 | 221,031,000 | 209,257,000 | 207,599,000 |
| Total loans | 98,199,000 | 115,099,000 | 115,887,000 | 108,451,000 |
| Allowance for loan losses | 1,401,000 | 0 | 0 | 240,000 |
| Securities available for sale | 15,195,000 | 26,712,000 | 66,622,000 | 63,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,387,000 | 187,481,000 | 175,107,000 | 173,001,000 |
| Interest-bearing deposits | 108,225,000 | 131,571,000 | 124,680,000 | 120,463,000 |
| Noninterest-bearing deposits | 47,163,000 | 55,910,000 | 50,427,000 | 52,538,000 |
| Equity capital | 19,994,000 | 32,716,000 | 33,313,000 | 33,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,647,000 | 822,000 | 2,455,000 | 4,023,000 |
| Interest expense | 149,000 | 55,000 | 142,000 | 143,000 |
| Net interest income | 1,498,000 | 767,000 | 2,313,000 | 3,880,000 |
| Noninterest income | 249,000 | 99,000 | 261,000 | 491,000 |
| Noninterest expense | 915,000 | 546,000 | 1,415,000 | 3,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 240,000 |
| Pretax income | 832,000 | 320,000 | 1,203,000 | 788,000 |
| Income tax | 37,000 | 46,000 | 275,000 | 58,000 |
| Net income | 795,000 | 274,000 | 928,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,681,000 | 23,171,000 | 23,825,000 | 23,467,000 |
| Total capital | 21,082,000 | 23,171,000 | 23,825,000 | 23,707,000 |
| Risk-weighted assets | 162,890,000 | 173,011,000 | 126,409,000 | 122,560,000 |