Call reports 2016
COMMUNITY BANK OF THE MIDWEST — 2016
What COMMUNITY BANK OF THE MIDWEST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 171,711,000 | 170,799,000 | 168,259,000 | 169,289,000 |
| Total loans | 99,038,000 | 104,230,000 | 105,192,000 | 102,989,000 |
| Allowance for loan losses | 1,432,000 | 1,201,000 | 1,228,000 | 1,260,000 |
| Securities available for sale | 19,533,000 | 18,351,000 | 17,859,000 | 16,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,224,000 | 155,332,000 | 152,417,000 | 153,642,000 |
| Interest-bearing deposits | 102,061,000 | 101,215,000 | 102,740,000 | 97,059,000 |
| Noninterest-bearing deposits | 54,163,000 | 54,117,000 | 49,677,000 | 56,583,000 |
| Equity capital | 13,846,000 | 13,941,000 | 14,238,000 | 14,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,458,000 | 2,913,000 | 4,380,000 | 5,870,000 |
| Interest expense | 65,000 | 130,000 | 194,000 | 254,000 |
| Net interest income | 1,393,000 | 2,783,000 | 4,186,000 | 5,616,000 |
| Noninterest income | 176,000 | 318,000 | 486,000 | 639,000 |
| Noninterest expense | 948,000 | 1,900,000 | 2,865,000 | 4,097,000 |
| Provision for loan losses | 30,000 | 71,000 | 101,000 | 131,000 |
| Pretax income | 591,000 | 1,130,000 | 1,706,000 | 2,027,000 |
| Income tax | 32,000 | 54,000 | 86,000 | 92,000 |
| Net income | 559,000 | 1,076,000 | 1,620,000 | 1,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,601,000 | 13,660,000 | 13,964,000 | 14,278,000 |
| Total capital | 15,033,000 | 14,861,000 | 15,192,000 | 15,538,000 |
| Risk-weighted assets | 133,202,000 | 127,298,000 | 120,895,000 | 108,639,000 |