Call reports 2015
COMMUNITY BANK OF THE MIDWEST — 2015
What COMMUNITY BANK OF THE MIDWEST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 173,494,000 | 166,905,000 | 177,578,000 | 175,920,000 |
| Total loans | 101,251,000 | 103,678,000 | 103,370,000 | 102,044,000 |
| Allowance for loan losses | 1,253,000 | 1,288,000 | 1,364,000 | 1,400,000 |
| Securities available for sale | 18,394,000 | 19,004,000 | 17,938,000 | 19,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,664,000 | 152,108,000 | 162,427,000 | 160,914,000 |
| Interest-bearing deposits | 100,043,000 | 104,463,000 | 106,118,000 | 102,949,000 |
| Noninterest-bearing deposits | 58,621,000 | 47,645,000 | 56,309,000 | 57,965,000 |
| Equity capital | 12,896,000 | 12,940,000 | 13,247,000 | 13,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,889,000 | 4,371,000 | 5,862,000 |
| Interest expense | 73,000 | 149,000 | 223,000 | 292,000 |
| Net interest income | 1,356,000 | 2,740,000 | 4,148,000 | 5,570,000 |
| Noninterest income | 186,000 | 327,000 | 471,000 | 604,000 |
| Noninterest expense | 946,000 | 1,903,000 | 2,824,000 | 4,020,000 |
| Provision for loan losses | 30,000 | 60,000 | 130,000 | 162,000 |
| Pretax income | 566,000 | 1,104,000 | 1,665,000 | 1,992,000 |
| Income tax | 24,000 | 52,000 | 74,000 | 106,000 |
| Net income | 542,000 | 1,052,000 | 1,591,000 | 1,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,606,000 | 12,692,000 | 12,985,000 | 13,281,000 |
| Total capital | 13,859,000 | 14,071,000 | 14,349,000 | 14,681,000 |
| Risk-weighted assets | 101,621,000 | 116,220,000 | 117,276,000 | 116,472,000 |