Call reports 2014
COMMUNITY BANK OF THE MIDWEST — 2014
What COMMUNITY BANK OF THE MIDWEST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 160,515,000 | 156,107,000 | 165,017,000 | 160,348,000 |
| Total loans | 93,943,000 | 95,579,000 | 98,020,000 | 103,010,000 |
| Allowance for loan losses | 1,122,000 | 1,148,000 | 1,185,000 | 1,219,000 |
| Securities available for sale | 18,792,000 | 18,390,000 | 18,264,000 | 17,913,000 |
| Securities held to maturity | 7,000 | 1,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,355,000 | 141,842,000 | 150,442,000 | 145,865,000 |
| Interest-bearing deposits | 91,834,000 | 91,678,000 | 94,803,000 | 92,612,000 |
| Noninterest-bearing deposits | 54,521,000 | 50,164,000 | 55,639,000 | 53,253,000 |
| Equity capital | 11,719,000 | 12,042,000 | 12,349,000 | 12,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,316,000 | 2,696,000 | 4,114,000 | 5,591,000 |
| Interest expense | 82,000 | 160,000 | 240,000 | 317,000 |
| Net interest income | 1,234,000 | 2,536,000 | 3,874,000 | 5,274,000 |
| Noninterest income | 164,000 | 331,000 | 495,000 | 652,000 |
| Noninterest expense | 934,000 | 1,857,000 | 2,776,000 | 3,950,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 434,000 | 950,000 | 1,503,000 | 1,856,000 |
| Income tax | 20,000 | 42,000 | 82,000 | 44,000 |
| Net income | 414,000 | 908,000 | 1,421,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,427,000 | 11,739,000 | 12,061,000 | 12,338,000 |
| Total capital | 12,549,000 | 12,887,000 | 13,246,000 | 13,557,000 |
| Risk-weighted assets | 112,539,000 | 102,982,000 | 107,643,000 | 111,047,000 |