Call reports 2012
COMMUNITY BANK OF THE MIDWEST — 2012
What COMMUNITY BANK OF THE MIDWEST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 135,111,000 | 138,795,000 | 143,466,000 | 138,298,000 |
| Total loans | 73,768,000 | 77,538,000 | 81,223,000 | 84,841,000 |
| Allowance for loan losses | 859,000 | 899,000 | 948,000 | 1,015,000 |
| Securities available for sale | 9,946,000 | 9,789,000 | 8,939,000 | 9,008,000 |
| Securities held to maturity | 128,000 | 107,000 | 86,000 | 12,064,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,623,000 | 127,989,000 | 132,286,000 | 127,084,000 |
| Interest-bearing deposits | 84,649,000 | 82,350,000 | 79,013,000 | 77,638,000 |
| Noninterest-bearing deposits | 39,974,000 | 45,639,000 | 53,273,000 | 49,446,000 |
| Equity capital | 10,003,000 | 10,230,000 | 10,494,000 | 10,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,390,000 | 3,616,000 | 4,889,000 |
| Interest expense | 106,000 | 210,000 | 307,000 | 399,000 |
| Net interest income | 1,069,000 | 2,180,000 | 3,309,000 | 4,490,000 |
| Noninterest income | 126,000 | 264,000 | 430,000 | 581,000 |
| Noninterest expense | 800,000 | 1,629,000 | 2,498,000 | 3,506,000 |
| Provision for loan losses | 25,000 | 65,000 | 110,000 | 170,000 |
| Pretax income | 370,000 | 750,000 | 1,131,000 | 1,395,000 |
| Income tax | 138,000 | 284,000 | 430,000 | 506,000 |
| Net income | 232,000 | 466,000 | 701,000 | 889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,642,000 | 9,871,000 | 10,110,000 | 10,299,000 |
| Total capital | 10,501,000 | 10,770,000 | 11,058,000 | 11,314,000 |
| Risk-weighted assets | 77,522,000 | 82,344,000 | 86,808,000 | 92,994,000 |