Call reports 2009
COMMUNITY BANK OF THE MIDWEST — 2009
What COMMUNITY BANK OF THE MIDWEST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 95,955,000 | 95,626,000 | 99,442,000 | 102,201,000 |
| Total loans | 47,063,000 | 48,684,000 | 49,766,000 | 49,512,000 |
| Allowance for loan losses | 570,000 | 604,000 | 653,000 | 706,000 |
| Securities available for sale | 23,590,000 | 21,044,000 | 19,268,000 | 18,440,000 |
| Securities held to maturity | 501,000 | 462,000 | 421,000 | 10,372,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,762,000 | 82,778,000 | 84,535,000 | 90,695,000 |
| Interest-bearing deposits | 65,877,000 | 65,034,000 | 66,063,000 | 70,498,000 |
| Noninterest-bearing deposits | 18,885,000 | 17,744,000 | 18,472,000 | 20,197,000 |
| Equity capital | 8,229,000 | 8,400,000 | 8,527,000 | 8,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,091,000 | 2,157,000 | 3,244,000 | 4,290,000 |
| Interest expense | 253,000 | 476,000 | 678,000 | 854,000 |
| Net interest income | 838,000 | 1,681,000 | 2,566,000 | 3,436,000 |
| Noninterest income | 72,000 | 148,000 | 229,000 | 309,000 |
| Noninterest expense | 598,000 | 1,246,000 | 1,920,000 | 2,711,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 204,000 |
| Pretax income | 261,000 | 481,000 | 722,000 | 830,000 |
| Income tax | 90,000 | 156,000 | 250,000 | 292,000 |
| Net income | 171,000 | 325,000 | 472,000 | 538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,748,000 | 7,902,000 | 8,049,000 | 8,115,000 |
| Total capital | 8,318,000 | 8,506,000 | 8,702,000 | 8,821,000 |
| Risk-weighted assets | 56,108,000 | 56,492,000 | 57,955,000 | 59,355,000 |