Call reports 2008
COMMUNITY BANK OF THE MIDWEST — 2008
What COMMUNITY BANK OF THE MIDWEST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 81,701,000 | 80,220,000 | 88,852,000 | 93,723,000 |
| Total loans | 44,577,000 | 49,860,000 | 47,700,000 | 47,938,000 |
| Allowance for loan losses | 494,000 | 547,000 | 539,000 | 527,000 |
| Securities available for sale | 20,119,000 | 19,813,000 | 20,923,000 | 26,454,000 |
| Securities held to maturity | 677,000 | 627,000 | 582,000 | 541,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,775,000 | 71,338,000 | 79,897,000 | 84,534,000 |
| Interest-bearing deposits | 58,135,000 | 56,580,000 | 61,357,000 | 64,740,000 |
| Noninterest-bearing deposits | 13,640,000 | 14,758,000 | 18,540,000 | 19,794,000 |
| Equity capital | 8,308,000 | 7,609,000 | 7,742,000 | 7,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,167,000 | 2,297,000 | 3,486,000 | 4,609,000 |
| Interest expense | 432,000 | 804,000 | 1,146,000 | 1,457,000 |
| Net interest income | 735,000 | 1,493,000 | 2,340,000 | 3,152,000 |
| Noninterest income | 81,000 | 153,000 | 227,000 | 306,000 |
| Noninterest expense | 569,000 | 1,148,000 | 1,810,000 | 2,460,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 216,000 |
| Pretax income | 196,000 | 396,000 | 604,000 | 782,000 |
| Income tax | 68,000 | 129,000 | 180,000 | 242,000 |
| Net income | 128,000 | 267,000 | 424,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,874,000 | 7,303,000 | 7,461,000 | 7,577,000 |
| Total capital | 8,368,000 | 7,850,000 | 8,000,000 | 8,104,000 |
| Risk-weighted assets | 52,261,000 | 58,319,000 | 55,869,000 | 56,871,000 |