Call reports 2007
COMMUNITY BANK OF THE MIDWEST — 2007
What COMMUNITY BANK OF THE MIDWEST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 74,091,000 | 73,210,000 | 74,735,000 | 75,686,000 |
| Total loans | 42,271,000 | 46,067,000 | 46,225,000 | 43,714,000 |
| Allowance for loan losses | 550,000 | 586,000 | 646,000 | 442,000 |
| Securities available for sale | 9,776,000 | 11,966,000 | 13,677,000 | 16,474,000 |
| Securities held to maturity | 869,000 | 812,000 | 763,000 | 716,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,470,000 | 64,627,000 | 65,865,000 | 66,549,000 |
| Interest-bearing deposits | 51,267,000 | 49,672,000 | 53,249,000 | 53,929,000 |
| Noninterest-bearing deposits | 14,203,000 | 14,955,000 | 12,616,000 | 12,620,000 |
| Equity capital | 7,572,000 | 7,665,000 | 7,889,000 | 7,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,164,000 | 2,370,000 | 3,637,000 | 4,860,000 |
| Interest expense | 450,000 | 936,000 | 1,435,000 | 1,899,000 |
| Net interest income | 714,000 | 1,434,000 | 2,202,000 | 2,961,000 |
| Noninterest income | 70,000 | 129,000 | 200,000 | 271,000 |
| Noninterest expense | 528,000 | 1,038,000 | 1,551,000 | 2,156,000 |
| Provision for loan losses | 0 | 35,000 | 95,000 | 155,000 |
| Pretax income | 256,000 | 490,000 | 756,000 | 921,000 |
| Income tax | 106,000 | 202,000 | 284,000 | 370,000 |
| Net income | 150,000 | 288,000 | 472,000 | 551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,362,000 | 7,493,000 | 7,677,000 | 7,747,000 |
| Total capital | 7,912,000 | 8,079,000 | 8,317,000 | 8,189,000 |
| Risk-weighted assets | 47,519,000 | 50,709,000 | 51,210,000 | 51,689,000 |