Call reports 2006
COMMUNITY BANK OF THE MIDWEST — 2006
What COMMUNITY BANK OF THE MIDWEST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 62,970,000 | 62,845,000 | 63,054,000 | 66,423,000 |
| Total loans | 39,754,000 | 42,873,000 | 40,485,000 | 40,216,000 |
| Allowance for loan losses | 538,000 | 546,000 | 540,000 | 543,000 |
| Securities available for sale | 3,954,000 | 4,489,000 | 3,977,000 | 6,731,000 |
| Securities held to maturity | 1,103,000 | 1,043,000 | 979,000 | 930,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,343,000 | 54,553,000 | 54,844,000 | 57,965,000 |
| Interest-bearing deposits | 44,316,000 | 44,754,000 | 43,963,000 | 45,278,000 |
| Noninterest-bearing deposits | 11,027,000 | 9,799,000 | 10,881,000 | 12,687,000 |
| Equity capital | 7,103,000 | 7,220,000 | 7,364,000 | 7,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,929,000 | 3,017,000 | 4,155,000 |
| Interest expense | 294,000 | 633,000 | 1,018,000 | 1,446,000 |
| Net interest income | 642,000 | 1,296,000 | 1,999,000 | 2,709,000 |
| Noninterest income | 50,000 | 102,000 | 155,000 | 212,000 |
| Noninterest expense | 485,000 | 978,000 | 1,475,000 | 2,068,000 |
| Provision for loan losses | 0 | 0 | 14,000 | 14,000 |
| Pretax income | 207,000 | 420,000 | 665,000 | 839,000 |
| Income tax | 82,000 | 154,000 | 279,000 | 408,000 |
| Net income | 125,000 | 266,000 | 386,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,808,000 | 6,809,000 | 7,087,000 | 7,200,000 |
| Total capital | 7,346,000 | 7,355,000 | 7,627,000 | 7,743,000 |
| Risk-weighted assets | 43,039,000 | 44,614,000 | 43,372,000 | 44,066,000 |