Call reports 2005
COMMUNITY BANK OF THE MIDWEST — 2005
What COMMUNITY BANK OF THE MIDWEST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 56,732,000 | 55,765,000 | 58,697,000 | 60,397,000 |
| Total loans | 42,538,000 | 42,630,000 | 40,830,000 | 39,579,000 |
| Allowance for loan losses | 517,000 | 563,000 | 562,000 | 549,000 |
| Securities available for sale | 3,322,000 | 3,292,000 | 3,236,000 | 3,405,000 |
| Securities held to maturity | 1,392,000 | 1,315,000 | 1,241,000 | 1,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,221,000 | 47,328,000 | 50,120,000 | 52,678,000 |
| Interest-bearing deposits | 39,425,000 | 38,662,000 | 39,997,000 | 41,741,000 |
| Noninterest-bearing deposits | 8,796,000 | 8,666,000 | 10,123,000 | 10,937,000 |
| Equity capital | 6,670,000 | 6,815,000 | 6,948,000 | 6,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,601,000 | 2,484,000 | 3,368,000 |
| Interest expense | 183,000 | 378,000 | 597,000 | 861,000 |
| Net interest income | 586,000 | 1,223,000 | 1,887,000 | 2,507,000 |
| Noninterest income | 54,000 | 110,000 | 158,000 | 213,000 |
| Noninterest expense | 490,000 | 965,000 | 1,446,000 | 1,952,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 120,000 | 308,000 | 509,000 | 678,000 |
| Income tax | 40,000 | 85,000 | 146,000 | 261,000 |
| Net income | 80,000 | 223,000 | 363,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,434,000 | 6,546,000 | 6,713,000 | 6,798,000 |
| Total capital | 6,951,000 | 7,092,000 | 7,255,000 | 7,331,000 |
| Risk-weighted assets | 43,204,000 | 43,631,000 | 43,312,000 | 42,602,000 |