Call reports 2004
COMMUNITY BANK OF THE MIDWEST — 2004
What COMMUNITY BANK OF THE MIDWEST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 50,716,000 | 53,057,000 | 52,450,000 | 56,366,000 |
| Total loans | 40,269,000 | 42,588,000 | 42,705,000 | 42,062,000 |
| Allowance for loan losses | 444,000 | 468,000 | 504,000 | 516,000 |
| Securities available for sale | 6,088,000 | 5,803,000 | 3,111,000 | 6,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,230,000 | 44,090,000 | 42,748,000 | 46,797,000 |
| Interest-bearing deposits | 35,892,000 | 36,516,000 | 34,300,000 | 38,555,000 |
| Noninterest-bearing deposits | 7,338,000 | 7,574,000 | 8,448,000 | 8,242,000 |
| Equity capital | 5,031,000 | 5,086,000 | 6,485,000 | 6,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,481,000 | 2,215,000 | 3,009,000 |
| Interest expense | 143,000 | 280,000 | 423,000 | 585,000 |
| Net interest income | 586,000 | 1,201,000 | 1,792,000 | 2,424,000 |
| Noninterest income | 58,000 | 110,000 | 168,000 | 234,000 |
| Noninterest expense | 499,000 | 984,000 | 1,478,000 | 2,012,000 |
| Provision for loan losses | 41,000 | 87,000 | 123,000 | 137,000 |
| Pretax income | 104,000 | 240,000 | 359,000 | 509,000 |
| Income tax | 30,000 | 70,000 | 95,000 | 104,000 |
| Net income | 74,000 | 170,000 | 264,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,806,000 | 4,789,000 | 6,185,000 | 6,307,000 |
| Total capital | 5,250,000 | 5,257,000 | 6,689,000 | 6,823,000 |
| Risk-weighted assets | 41,794,000 | 43,846,000 | 43,473,000 | 42,494,000 |