Call reports 2003
COMMUNITY BANK OF THE MIDWEST — 2003
What COMMUNITY BANK OF THE MIDWEST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 52,611,000 | 53,320,000 | 55,443,000 | 54,925,000 |
| Total loans | 39,751,000 | 43,160,000 | 42,500,000 | 41,208,000 |
| Allowance for loan losses | 447,000 | 483,000 | 502,000 | 488,000 |
| Securities available for sale | 3,113,000 | 1,896,000 | 4,736,000 | 6,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,053,000 | 45,136,000 | 48,263,000 | 47,290,000 |
| Interest-bearing deposits | 39,056,000 | 38,084,000 | 42,233,000 | 39,630,000 |
| Noninterest-bearing deposits | 5,997,000 | 7,052,000 | 6,030,000 | 7,660,000 |
| Equity capital | 4,712,000 | 4,763,000 | 4,847,000 | 4,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 757,000 | 1,530,000 | 2,316,000 | 3,057,000 |
| Interest expense | 220,000 | 422,000 | 603,000 | 765,000 |
| Net interest income | 537,000 | 1,108,000 | 1,713,000 | 2,292,000 |
| Noninterest income | 36,000 | 84,000 | 129,000 | 209,000 |
| Noninterest expense | 474,000 | 931,000 | 1,393,000 | 1,852,000 |
| Provision for loan losses | 46,000 | 82,000 | 118,000 | 154,000 |
| Pretax income | 53,000 | 179,000 | 331,000 | 495,000 |
| Income tax | 18,000 | 81,000 | 144,000 | 167,000 |
| Net income | 35,000 | 98,000 | 187,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,335,000 | 4,401,000 | 4,480,000 | 4,516,000 |
| Total capital | 4,782,000 | 4,884,000 | 4,982,000 | 5,004,000 |
| Risk-weighted assets | 40,408,000 | 42,865,000 | 42,500,000 | 41,943,000 |