Call reports 2002
COMMUNITY BANK OF THE MIDWEST — 2002
What COMMUNITY BANK OF THE MIDWEST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,171,000 | 46,600,000 | 48,696,000 | 50,360,000 |
| Total loans | 33,571,000 | 36,478,000 | 37,999,000 | 41,067,000 |
| Allowance for loan losses | 372,000 | 400,000 | 435,000 | 408,000 |
| Securities available for sale | 4,308,000 | 4,161,000 | 5,255,000 | 4,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,504,000 | 42,640,000 | 43,070,000 | 43,356,000 |
| Interest-bearing deposits | 35,261,000 | 36,680,000 | 37,183,000 | 36,928,000 |
| Noninterest-bearing deposits | 5,243,000 | 5,960,000 | 5,887,000 | 6,428,000 |
| Equity capital | 3,217,000 | 3,357,000 | 3,976,000 | 3,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,431,000 | 2,204,000 | 3,030,000 |
| Interest expense | 268,000 | 517,000 | 765,000 | 1,008,000 |
| Net interest income | 430,000 | 914,000 | 1,439,000 | 2,022,000 |
| Noninterest income | 42,000 | 90,000 | 137,000 | 184,000 |
| Noninterest expense | 350,000 | 706,000 | 1,098,000 | 1,546,000 |
| Provision for loan losses | 18,000 | 46,000 | 82,000 | 798,000 |
| Pretax income | 104,000 | 252,000 | 396,000 | -138,000 |
| Income tax | 50,000 | 103,000 | 159,000 | -108,000 |
| Net income | 54,000 | 149,000 | 237,000 | -30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,937,000 | 3,014,000 | 3,602,000 | 3,335,000 |
| Total capital | 3,309,000 | 3,414,000 | 4,037,000 | 3,743,000 |
| Risk-weighted assets | 33,474,000 | 36,477,000 | 35,947,000 | 40,642,000 |