Call reports 2011
UNION STATE BANK — 2011
What UNION STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,138,000 | 82,085,000 | 84,309,000 | 83,654,000 |
| Total loans | 51,234,000 | 53,288,000 | 53,308,000 | 55,704,000 |
| Allowance for loan losses | 653,000 | 738,000 | 779,000 | 811,000 |
| Securities available for sale | 18,733,000 | 18,030,000 | 19,147,000 | 18,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,798,000 | 72,591,000 | 74,946,000 | 74,427,000 |
| Interest-bearing deposits | 63,054,000 | 64,462,000 | 63,925,000 | 62,806,000 |
| Noninterest-bearing deposits | 7,744,000 | 8,129,000 | 11,021,000 | 11,621,000 |
| Equity capital | 8,280,000 | 8,393,000 | 8,499,000 | 8,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,816,000 | 2,706,000 | 3,672,000 |
| Interest expense | 206,000 | 403,000 | 580,000 | 738,000 |
| Net interest income | 706,000 | 1,413,000 | 2,126,000 | 2,934,000 |
| Noninterest income | 362,000 | 618,000 | 920,000 | 1,268,000 |
| Noninterest expense | 939,000 | 1,885,000 | 2,798,000 | 3,760,000 |
| Provision for loan losses | 95,000 | 180,000 | 220,000 | 255,000 |
| Pretax income | 34,000 | 15,000 | 77,000 | 250,000 |
| Income tax | -10,000 | -50,000 | -46,000 | -19,000 |
| Net income | 44,000 | 65,000 | 123,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,057,000 | 8,069,000 | 8,119,000 | 8,263,000 |
| Total capital | 8,710,000 | 8,735,000 | 8,787,000 | 8,945,000 |
| Risk-weighted assets | 52,927,000 | 53,200,000 | 53,300,000 | 54,435,000 |