Call reports 2001
UNION STATE BANK — 2001
What UNION STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,640,000 | 54,918,000 | 58,730,000 | 61,634,000 |
| Total loans | 39,629,000 | 39,318,000 | 40,429,000 | 39,321,000 |
| Allowance for loan losses | 406,000 | 395,000 | 406,000 | 430,000 |
| Securities available for sale | 10,620,000 | 11,415,000 | 11,417,000 | 12,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,004,000 | 47,318,000 | 50,824,000 | 53,898,000 |
| Interest-bearing deposits | 40,840,000 | 41,491,000 | 42,585,000 | 45,722,000 |
| Noninterest-bearing deposits | 5,164,000 | 5,827,000 | 8,239,000 | 8,176,000 |
| Equity capital | 5,505,000 | 5,623,000 | 5,837,000 | 5,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,052,000 | 2,062,000 | 3,080,000 | 4,067,000 |
| Interest expense | 522,000 | 1,000,000 | 1,456,000 | 1,885,000 |
| Net interest income | 530,000 | 1,062,000 | 1,624,000 | 2,182,000 |
| Noninterest income | 261,000 | 536,000 | 772,000 | 1,242,000 |
| Noninterest expense | 554,000 | 1,141,000 | 1,722,000 | 2,382,000 |
| Provision for loan losses | 7,000 | 18,000 | 37,000 | 77,000 |
| Pretax income | 230,000 | 439,000 | 637,000 | 965,000 |
| Income tax | 64,000 | 120,000 | 169,000 | 269,000 |
| Net income | 166,000 | 319,000 | 468,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,342,000 | 5,441,000 | 5,544,000 | 5,721,000 |
| Total capital | 5,748,000 | 5,836,000 | 5,950,000 | 6,151,000 |
| Risk-weighted assets | 33,971,000 | 35,153,000 | 36,619,000 | 38,007,000 |