Call reports 2026
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2026
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 256,644,000 | 242,849,000 |
| Total loans | 202,517,000 | 197,164,000 |
| Allowance for loan losses | 3,439,000 | 3,487,000 |
| Securities available for sale | 17,444,000 | 19,865,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 207,268,000 | 193,263,000 |
| Interest-bearing deposits | 173,827,000 | 163,667,000 |
| Noninterest-bearing deposits | 33,441,000 | 29,596,000 |
| Equity capital | 29,560,000 | 29,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,736,000 | 7,528,000 |
| Interest expense | 1,058,000 | 2,095,000 |
| Net interest income | 2,678,000 | 5,433,000 |
| Noninterest income | 634,000 | 1,291,000 |
| Noninterest expense | 2,044,000 | 3,963,000 |
| Provision for loan losses | 1,000 | 49,000 |
| Pretax income | 1,230,000 | 2,686,000 |
| Income tax | 0 | 0 |
| Net income | 1,230,000 | 2,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,473,000 | 30,078,000 |
| Total capital | 33,090,000 | 32,666,000 |
| Risk-weighted assets | 208,055,000 | 205,638,000 |