Call reports 2025
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2025
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 239,591,000 | 233,941,000 | 242,983,000 | 251,901,000 |
| Total loans | 199,589,000 | 204,330,000 | 207,840,000 | 215,692,000 |
| Allowance for loan losses | 3,318,000 | 3,388,000 | 3,437,000 | 3,438,000 |
| Securities available for sale | 19,072,000 | 16,598,000 | 18,846,000 | 19,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,720,000 | 182,778,000 | 196,487,000 | 202,343,000 |
| Interest-bearing deposits | 157,704,000 | 157,500,000 | 166,993,000 | 172,141,000 |
| Noninterest-bearing deposits | 31,016,000 | 25,278,000 | 29,494,000 | 30,202,000 |
| Equity capital | 27,905,000 | 27,286,000 | 27,820,000 | 29,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,400,000 | 6,905,000 | 10,558,000 | 14,391,000 |
| Interest expense | 1,000,000 | 2,005,000 | 3,090,000 | 4,182,000 |
| Net interest income | 2,400,000 | 4,900,000 | 7,468,000 | 10,209,000 |
| Noninterest income | 589,000 | 1,190,000 | 1,807,000 | 2,539,000 |
| Noninterest expense | 2,018,000 | 3,975,000 | 5,952,000 | 7,987,000 |
| Provision for loan losses | 92,000 | 161,000 | 209,000 | 210,000 |
| Pretax income | 937,000 | 1,967,000 | 3,137,000 | 4,536,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 937,000 | 1,967,000 | 3,137,000 | 4,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,144,000 | 28,474,000 | 28,784,000 | 30,182,000 |
| Total capital | 31,831,000 | 31,073,000 | 31,480,000 | 32,914,000 |
| Risk-weighted assets | 214,027,000 | 206,737,000 | 214,608,000 | 217,447,000 |
Machine access — free, no API key
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