Call reports 2024
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2024
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 220,753,000 | 219,774,000 | 229,618,000 | 245,190,000 |
| Total loans | 178,138,000 | 179,156,000 | 184,389,000 | 196,867,000 |
| Allowance for loan losses | 3,134,000 | 3,146,000 | 3,172,000 | 3,226,000 |
| Securities available for sale | 22,450,000 | 20,004,000 | 20,080,000 | 19,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,292,000 | 170,972,000 | 180,789,000 | 192,270,000 |
| Interest-bearing deposits | 143,053,000 | 145,456,000 | 154,378,000 | 150,005,000 |
| Noninterest-bearing deposits | 29,239,000 | 25,516,000 | 26,411,000 | 42,265,000 |
| Equity capital | 26,164,000 | 25,751,000 | 28,184,000 | 28,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,845,000 | 5,842,000 | 8,998,000 | 12,204,000 |
| Interest expense | 804,000 | 1,710,000 | 2,702,000 | 3,661,000 |
| Net interest income | 2,041,000 | 4,132,000 | 6,296,000 | 8,543,000 |
| Noninterest income | 581,000 | 1,191,000 | 3,506,000 | 4,177,000 |
| Noninterest expense | 1,938,000 | 3,707,000 | 5,453,000 | 7,201,000 |
| Provision for loan losses | 13,000 | 25,000 | 51,000 | 104,000 |
| Pretax income | 663,000 | 1,583,000 | 4,303,000 | 5,401,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 663,000 | 1,583,000 | 4,303,000 | 5,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,068,000 | 27,539,000 | 29,409,000 | 30,501,000 |
| Total capital | 30,390,000 | 29,923,000 | 31,825,000 | 33,085,000 |
| Risk-weighted assets | 184,581,000 | 189,601,000 | 192,119,000 | 205,692,000 |