Call reports 2023
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2023
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 216,250,000 | 203,687,000 | 200,062,000 | 215,339,000 |
| Total loans | 164,840,000 | 169,643,000 | 165,372,000 | 180,579,000 |
| Allowance for loan losses | 3,077,000 | 3,102,000 | 3,085,000 | 3,121,000 |
| Securities available for sale | 23,060,000 | 22,364,000 | 21,489,000 | 21,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,841,000 | 159,277,000 | 157,531,000 | 166,172,000 |
| Interest-bearing deposits | 130,901,000 | 127,926,000 | 127,379,000 | 138,142,000 |
| Noninterest-bearing deposits | 41,940,000 | 31,351,000 | 30,152,000 | 28,030,000 |
| Equity capital | 25,661,000 | 25,568,000 | 25,039,000 | 26,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,463,000 | 4,984,000 | 7,482,000 | 10,223,000 |
| Interest expense | 163,000 | 428,000 | 836,000 | 1,481,000 |
| Net interest income | 2,300,000 | 4,556,000 | 6,646,000 | 8,742,000 |
| Noninterest income | 512,000 | 1,139,000 | 1,661,000 | 2,389,000 |
| Noninterest expense | 1,938,000 | 3,809,000 | 5,694,000 | 7,454,000 |
| Provision for loan losses | 9,000 | 34,000 | 17,000 | 53,000 |
| Pretax income | 865,000 | 1,873,000 | 2,600,000 | 3,664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 865,000 | 1,873,000 | 2,600,000 | 3,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,707,000 | 27,714,000 | 27,442,000 | 28,356,000 |
| Total capital | 29,800,000 | 29,913,000 | 29,688,000 | 30,731,000 |
| Risk-weighted assets | 166,192,000 | 174,532,000 | 178,400,000 | 188,857,000 |