Call reports 2022
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2022
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 256,283,000 | 237,192,000 | 231,204,000 | 215,141,000 |
| Total loans | 168,430,000 | 170,564,000 | 166,771,000 | 174,939,000 |
| Allowance for loan losses | 2,961,000 | 2,987,000 | 3,013,000 | 3,039,000 |
| Securities available for sale | 25,836,000 | 25,552,000 | 24,384,000 | 23,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,671,000 | 192,634,000 | 190,580,000 | 174,127,000 |
| Interest-bearing deposits | 171,872,000 | 158,846,000 | 151,115,000 | 140,601,000 |
| Noninterest-bearing deposits | 39,798,000 | 33,788,000 | 39,465,000 | 33,526,000 |
| Equity capital | 25,671,000 | 24,237,000 | 23,867,000 | 24,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,138,000 | 4,365,000 | 6,774,000 | 9,309,000 |
| Interest expense | 101,000 | 206,000 | 313,000 | 424,000 |
| Net interest income | 2,037,000 | 4,159,000 | 6,461,000 | 8,885,000 |
| Noninterest income | 640,000 | 1,258,000 | 1,876,000 | 2,420,000 |
| Noninterest expense | 1,878,000 | 3,719,000 | 5,575,000 | 7,381,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 774,000 | 1,648,000 | 2,687,000 | 3,824,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 774,000 | 1,648,000 | 2,687,000 | 3,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,369,000 | 26,044,000 | 25,981,000 | 27,119,000 |
| Total capital | 28,503,000 | 28,244,000 | 28,100,000 | 29,327,000 |
| Risk-weighted assets | 169,927,000 | 175,223,000 | 168,649,000 | 175,821,000 |