Call reports 2021
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2021
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 266,176,000 | 246,215,000 | 254,141,000 | 266,141,000 |
| Total loans | 197,998,000 | 180,106,000 | 181,189,000 | 181,750,000 |
| Allowance for loan losses | 2,837,000 | 2,888,000 | 2,939,000 | 2,783,000 |
| Securities available for sale | 22,191,000 | 23,801,000 | 22,852,000 | 25,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,175,000 | 206,381,000 | 210,659,000 | 223,184,000 |
| Interest-bearing deposits | 173,259,000 | 166,018,000 | 169,119,000 | 180,789,000 |
| Noninterest-bearing deposits | 44,916,000 | 40,362,000 | 41,540,000 | 42,394,000 |
| Equity capital | 25,842,000 | 25,029,000 | 25,181,000 | 25,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,444,000 | 4,794,000 | 7,061,000 | 9,322,000 |
| Interest expense | 275,000 | 497,000 | 686,000 | 883,000 |
| Net interest income | 2,169,000 | 4,297,000 | 6,375,000 | 8,439,000 |
| Noninterest income | 745,000 | 1,606,000 | 2,428,000 | 3,383,000 |
| Noninterest expense | 1,977,000 | 4,086,000 | 6,004,000 | 8,197,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 887,000 | 1,717,000 | 2,649,000 | 3,425,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 887,000 | 1,717,000 | 2,649,000 | 3,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,432,000 | 24,687,000 | 24,818,000 | 25,595,000 |
| Total capital | 27,626,000 | 26,718,000 | 26,983,000 | 27,680,000 |
| Risk-weighted assets | 174,917,000 | 161,648,000 | 172,398,000 | 166,115,000 |