Call reports 2020
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2020
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 241,062,000 | 264,446,000 | 260,213,000 | 256,788,000 |
| Total loans | 183,074,000 | 197,909,000 | 190,495,000 | 199,312,000 |
| Allowance for loan losses | 2,633,000 | 2,684,000 | 2,735,000 | 2,786,000 |
| Securities available for sale | 32,328,000 | 28,193,000 | 24,464,000 | 22,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,722,000 | 220,701,000 | 214,389,000 | 208,151,000 |
| Interest-bearing deposits | 174,657,000 | 180,875,000 | 178,017,000 | 175,104,000 |
| Noninterest-bearing deposits | 28,065,000 | 39,826,000 | 36,372,000 | 33,047,000 |
| Equity capital | 24,914,000 | 24,345,000 | 24,503,000 | 25,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,712,000 | 5,235,000 | 7,655,000 | 10,272,000 |
| Interest expense | 583,000 | 1,082,000 | 1,542,000 | 1,921,000 |
| Net interest income | 2,129,000 | 4,153,000 | 6,113,000 | 8,351,000 |
| Noninterest income | 604,000 | 1,295,000 | 2,030,000 | 2,826,000 |
| Noninterest expense | 1,876,000 | 3,757,000 | 5,637,000 | 7,758,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 807,000 | 1,591,000 | 2,356,000 | 3,219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 807,000 | 1,591,000 | 2,356,000 | 3,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,239,000 | 23,673,000 | 23,837,000 | 24,620,000 |
| Total capital | 26,411,000 | 25,806,000 | 25,927,000 | 26,854,000 |
| Risk-weighted assets | 173,263,000 | 170,120,000 | 166,589,000 | 178,131,000 |