Call reports 2018
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2018
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 232,966,000 | 228,542,000 | 225,994,000 | 228,294,000 |
| Total loans | 162,152,000 | 167,785,000 | 166,768,000 | 176,928,000 |
| Allowance for loan losses | 2,397,000 | 2,450,000 | 2,452,000 | 2,446,000 |
| Securities available for sale | 39,759,000 | 38,564,000 | 37,191,000 | 33,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,903,000 | 189,713,000 | 190,628,000 | 184,814,000 |
| Interest-bearing deposits | 177,051,000 | 168,800,000 | 163,213,000 | 161,233,000 |
| Noninterest-bearing deposits | 22,852,000 | 20,913,000 | 27,415,000 | 23,581,000 |
| Equity capital | 21,288,000 | 20,918,000 | 21,023,000 | 22,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,378,000 | 4,794,000 | 7,280,000 | 9,878,000 |
| Interest expense | 402,000 | 819,000 | 1,269,000 | 1,788,000 |
| Net interest income | 1,976,000 | 3,975,000 | 6,011,000 | 8,090,000 |
| Noninterest income | 545,000 | 1,115,000 | 1,662,000 | 2,307,000 |
| Noninterest expense | 1,912,000 | 3,755,000 | 5,612,000 | 7,413,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 558,000 | 1,235,000 | 1,961,000 | 2,877,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 558,000 | 1,235,000 | 1,961,000 | 2,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,927,000 | 21,654,000 | 21,830,000 | 22,646,000 |
| Total capital | 23,884,000 | 23,701,000 | 23,903,000 | 24,847,000 |
| Risk-weighted assets | 156,108,000 | 163,356,000 | 165,461,000 | 175,799,000 |