Call reports 2017
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2017
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 234,559,000 | 219,214,000 | 226,046,000 | 224,888,000 |
| Total loans | 158,423,000 | 163,164,000 | 166,001,000 | 172,424,000 |
| Allowance for loan losses | 2,301,000 | 2,331,000 | 2,380,000 | 2,329,000 |
| Securities available for sale | 38,164,000 | 36,513,000 | 34,949,000 | 33,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,135,000 | 185,906,000 | 191,822,000 | 194,040,000 |
| Interest-bearing deposits | 174,438,000 | 165,142,000 | 169,397,000 | 168,924,000 |
| Noninterest-bearing deposits | 25,697,000 | 20,764,000 | 22,425,000 | 25,117,000 |
| Equity capital | 20,838,000 | 20,621,000 | 20,819,000 | 21,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,277,000 | 4,541,000 | 6,877,000 | 9,276,000 |
| Interest expense | 367,000 | 742,000 | 1,139,000 | 1,551,000 |
| Net interest income | 1,910,000 | 3,799,000 | 5,738,000 | 7,725,000 |
| Noninterest income | 549,000 | 1,084,000 | 1,673,000 | 2,276,000 |
| Noninterest expense | 1,827,000 | 3,615,000 | 5,373,000 | 7,166,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 150,000 |
| Pretax income | 582,000 | 1,168,000 | 1,888,000 | 2,685,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 582,000 | 1,168,000 | 1,888,000 | 2,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,957,000 | 20,587,000 | 20,832,000 | 21,549,000 |
| Total capital | 22,875,000 | 22,581,000 | 22,846,000 | 23,628,000 |
| Risk-weighted assets | 153,079,000 | 159,203,000 | 160,775,000 | 166,061,000 |