Call reports 2016
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2016
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 216,793,000 | 213,931,000 | 212,543,000 | 223,340,000 |
| Total loans | 158,853,000 | 162,458,000 | 162,412,000 | 166,052,000 |
| Allowance for loan losses | 2,494,000 | 2,432,000 | 2,308,000 | 2,251,000 |
| Securities available for sale | 35,969,000 | 35,409,000 | 32,932,000 | 31,272,000 |
| Securities held to maturity | 306,000 | 306,000 | 305,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,871,000 | 184,622,000 | 183,427,000 | 190,098,000 |
| Interest-bearing deposits | 166,381,000 | 164,156,000 | 161,840,000 | 168,351,000 |
| Noninterest-bearing deposits | 20,490,000 | 20,466,000 | 21,587,000 | 21,748,000 |
| Equity capital | 20,001,000 | 19,939,000 | 20,097,000 | 20,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,259,000 | 4,505,000 | 6,716,000 | 9,018,000 |
| Interest expense | 353,000 | 708,000 | 1,052,000 | 1,410,000 |
| Net interest income | 1,906,000 | 3,797,000 | 5,664,000 | 7,608,000 |
| Noninterest income | 561,000 | 1,146,000 | 1,732,000 | 2,271,000 |
| Noninterest expense | 1,824,000 | 3,603,000 | 5,351,000 | 7,092,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 593,000 | 1,240,000 | 1,895,000 | 2,587,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 593,000 | 1,240,000 | 1,895,000 | 2,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,808,000 | 19,590,000 | 19,783,000 | 20,399,000 |
| Total capital | 21,756,000 | 21,540,000 | 21,723,000 | 22,390,000 |
| Risk-weighted assets | 155,263,000 | 155,534,000 | 154,842,000 | 159,055,000 |