Call reports 2015
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2015
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 213,977,000 | 208,691,000 | 204,474,000 | 214,012,000 |
| Total loans | 158,133,000 | 158,085,000 | 158,523,000 | 163,099,000 |
| Allowance for loan losses | 2,271,000 | 2,341,000 | 2,395,000 | 2,445,000 |
| Securities available for sale | 31,745,000 | 31,746,000 | 29,957,000 | 30,100,000 |
| Securities held to maturity | 307,000 | 307,000 | 307,000 | 306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,670,000 | 183,676,000 | 179,043,000 | 185,129,000 |
| Interest-bearing deposits | 166,856,000 | 162,870,000 | 159,130,000 | 163,925,000 |
| Noninterest-bearing deposits | 18,813,000 | 20,806,000 | 19,912,000 | 21,204,000 |
| Equity capital | 16,946,000 | 16,504,000 | 16,676,000 | 17,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,224,000 | 4,485,000 | 6,646,000 | 8,922,000 |
| Interest expense | 331,000 | 660,000 | 985,000 | 1,357,000 |
| Net interest income | 1,893,000 | 3,825,000 | 5,661,000 | 7,565,000 |
| Noninterest income | 493,000 | 1,013,000 | 1,560,000 | 2,171,000 |
| Noninterest expense | 1,786,000 | 3,572,000 | 5,342,000 | 7,016,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 550,000 | 1,166,000 | 1,729,000 | 2,520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 550,000 | 1,166,000 | 1,729,000 | 2,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,636,000 | 16,367,000 | 16,470,000 | 17,186,000 |
| Total capital | 18,598,000 | 18,364,000 | 18,382,000 | 19,175,000 |
| Risk-weighted assets | 156,655,000 | 159,410,000 | 152,479,000 | 158,672,000 |