Call reports 2014
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2014
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 198,049,000 | 193,361,000 | 193,917,000 | 209,354,000 |
| Total loans | 145,904,000 | 143,613,000 | 146,181,000 | 160,576,000 |
| Allowance for loan losses | 2,102,000 | 2,153,000 | 2,202,000 | 2,210,000 |
| Securities available for sale | 33,854,000 | 34,801,000 | 34,456,000 | 33,699,000 |
| Securities held to maturity | 665,000 | 664,000 | 663,000 | 558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,446,000 | 168,642,000 | 168,890,000 | 183,718,000 |
| Interest-bearing deposits | 147,674,000 | 151,466,000 | 152,628,000 | 164,328,000 |
| Noninterest-bearing deposits | 17,772,000 | 17,176,000 | 16,261,000 | 19,390,000 |
| Equity capital | 15,890,000 | 15,783,000 | 15,875,000 | 16,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,173,000 | 4,344,000 | 6,452,000 | 8,687,000 |
| Interest expense | 303,000 | 599,000 | 900,000 | 1,231,000 |
| Net interest income | 1,870,000 | 3,745,000 | 5,552,000 | 7,456,000 |
| Noninterest income | 477,000 | 940,000 | 1,405,000 | 1,905,000 |
| Noninterest expense | 1,686,000 | 3,346,000 | 4,986,000 | 6,565,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 611,000 | 1,239,000 | 1,821,000 | 2,596,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 611,000 | 1,239,000 | 1,821,000 | 2,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,787,000 | 15,578,000 | 15,736,000 | 16,486,000 |
| Total capital | 17,517,000 | 17,297,000 | 17,473,000 | 18,362,000 |
| Risk-weighted assets | 138,055,000 | 137,064,000 | 138,458,000 | 149,714,000 |