Call reports 2013
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2013
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 200,640,000 | 191,201,000 | 192,822,000 | 195,004,000 |
| Total loans | 138,301,000 | 136,388,000 | 138,421,000 | 146,692,000 |
| Allowance for loan losses | 2,140,000 | 2,097,000 | 2,052,000 | 2,052,000 |
| Securities available for sale | 38,329,000 | 37,527,000 | 36,510,000 | 32,906,000 |
| Securities held to maturity | 667,000 | 667,000 | 666,000 | 665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,144,000 | 156,945,000 | 160,642,000 | 163,431,000 |
| Interest-bearing deposits | 148,188,000 | 143,165,000 | 146,205,000 | 147,988,000 |
| Noninterest-bearing deposits | 14,955,000 | 13,780,000 | 14,437,000 | 15,443,000 |
| Equity capital | 15,959,000 | 15,596,000 | 15,452,000 | 16,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,274,000 | 4,487,000 | 6,647,000 | 8,865,000 |
| Interest expense | 404,000 | 778,000 | 1,100,000 | 1,417,000 |
| Net interest income | 1,870,000 | 3,709,000 | 5,547,000 | 7,448,000 |
| Noninterest income | 800,000 | 1,329,000 | 1,803,000 | 2,257,000 |
| Noninterest expense | 1,699,000 | 3,389,000 | 5,040,000 | 6,864,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 237,000 |
| Pretax income | 771,000 | 1,449,000 | 2,110,000 | 2,604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 771,000 | 1,449,000 | 2,110,000 | 2,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,343,000 | 15,185,000 | 15,422,000 | 15,890,000 |
| Total capital | 16,996,000 | 16,808,000 | 17,069,000 | 17,627,000 |
| Risk-weighted assets | 131,760,000 | 129,382,000 | 131,340,000 | 138,669,000 |