Call reports 2012
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2012
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 204,530,000 | 190,301,000 | 186,196,000 | 198,635,000 |
| Total loans | 134,739,000 | 135,821,000 | 132,725,000 | 138,728,000 |
| Allowance for loan losses | 1,900,000 | 1,839,000 | 1,889,000 | 1,939,000 |
| Securities available for sale | 42,195,000 | 40,010,000 | 38,427,000 | 35,671,000 |
| Securities held to maturity | 670,000 | 669,000 | 669,000 | 668,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,893,000 | 154,317,000 | 149,194,000 | 160,869,000 |
| Interest-bearing deposits | 146,505,000 | 139,911,000 | 135,491,000 | 146,071,000 |
| Noninterest-bearing deposits | 14,389,000 | 14,405,000 | 13,703,000 | 14,798,000 |
| Equity capital | 15,267,000 | 15,211,000 | 15,367,000 | 16,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,449,000 | 4,840,000 | 7,118,000 | 9,414,000 |
| Interest expense | 650,000 | 1,219,000 | 1,726,000 | 2,183,000 |
| Net interest income | 1,799,000 | 3,621,000 | 5,392,000 | 7,231,000 |
| Noninterest income | 544,000 | 1,285,000 | 1,779,000 | 2,424,000 |
| Noninterest expense | 1,746,000 | 3,779,000 | 5,451,000 | 7,085,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 547,000 | 1,027,000 | 1,570,000 | 2,380,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 547,000 | 1,027,000 | 1,570,000 | 2,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,605,000 | 14,460,000 | 14,567,000 | 15,336,000 |
| Total capital | 16,275,000 | 16,082,000 | 16,172,000 | 16,991,000 |
| Risk-weighted assets | 133,385,000 | 129,512,000 | 128,122,000 | 132,115,000 |