Call reports 2011
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2011
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 212,165,000 | 205,598,000 | 200,700,000 | 208,610,000 |
| Total loans | 130,886,000 | 133,880,000 | 135,619,000 | 146,722,000 |
| Allowance for loan losses | 1,738,000 | 1,773,000 | 1,811,000 | 1,849,000 |
| Securities available for sale | 46,484,000 | 50,652,000 | 47,731,000 | 36,196,000 |
| Securities held to maturity | 929,000 | 928,000 | 927,000 | 671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,347,000 | 164,083,000 | 159,290,000 | 165,666,000 |
| Interest-bearing deposits | 153,627,000 | 150,143,000 | 147,624,000 | 150,631,000 |
| Noninterest-bearing deposits | 13,720,000 | 13,939,000 | 11,666,000 | 15,034,000 |
| Equity capital | 14,525,000 | 14,906,000 | 15,255,000 | 15,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,446,000 | 4,942,000 | 7,443,000 | 9,990,000 |
| Interest expense | 837,000 | 1,610,000 | 2,346,000 | 3,059,000 |
| Net interest income | 1,609,000 | 3,332,000 | 5,097,000 | 6,931,000 |
| Noninterest income | 464,000 | 869,000 | 1,337,000 | 1,751,000 |
| Noninterest expense | 1,651,000 | 3,254,000 | 4,896,000 | 6,674,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 150,000 |
| Pretax income | 384,000 | 872,000 | 1,439,000 | 2,059,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 384,000 | 872,000 | 1,439,000 | 2,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,996,000 | 13,959,000 | 14,051,000 | 14,648,000 |
| Total capital | 15,591,000 | 15,403,000 | 15,727,000 | 16,394,000 |
| Risk-weighted assets | 126,671,000 | 131,335,000 | 133,169,000 | 138,803,000 |