Call reports 2009
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2009
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 180,061,000 | 198,090,000 | 192,740,000 | 194,334,000 |
| Total loans | 135,914,000 | 140,104,000 | 138,801,000 | 143,421,000 |
| Allowance for loan losses | 994,000 | 984,000 | 1,458,000 | 1,458,000 |
| Securities available for sale | 30,716,000 | 33,312,000 | 36,897,000 | 36,137,000 |
| Securities held to maturity | 2,864,000 | 2,864,000 | 937,000 | 936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,133,000 | 154,120,000 | 147,086,000 | 144,805,000 |
| Interest-bearing deposits | 127,679,000 | 145,792,000 | 138,522,000 | 135,752,000 |
| Noninterest-bearing deposits | 7,454,000 | 8,328,000 | 8,564,000 | 9,053,000 |
| Equity capital | 13,091,000 | 13,469,000 | 13,488,000 | 14,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,526,000 | 5,323,000 | 8,010,000 | 10,762,000 |
| Interest expense | 1,168,000 | 2,373,000 | 3,515,000 | 4,554,000 |
| Net interest income | 1,358,000 | 2,950,000 | 4,495,000 | 6,208,000 |
| Noninterest income | 364,000 | 724,000 | 1,084,000 | 1,527,000 |
| Noninterest expense | 1,300,000 | 2,691,000 | 4,093,000 | 5,644,000 |
| Provision for loan losses | 46,000 | 106,000 | 580,000 | 630,000 |
| Pretax income | 376,000 | 883,000 | 1,087,000 | 1,642,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 376,000 | 883,000 | 1,087,000 | 1,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,100,000 | 13,181,000 | 13,090,000 | 13,610,000 |
| Total capital | 14,094,000 | 14,165,000 | 14,548,000 | 15,068,000 |
| Risk-weighted assets | 129,353,000 | 134,783,000 | 130,743,000 | 134,284,000 |