Call reports 2008
BANKCHAMPAIGN, NATIONAL ASSOCIATION — 2008
What BANKCHAMPAIGN, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 157,183,000 | 161,442,000 | 172,399,000 | 182,341,000 |
| Total loans | 111,731,000 | 116,631,000 | 125,483,000 | 137,227,000 |
| Allowance for loan losses | 802,000 | 819,000 | 834,000 | 954,000 |
| Securities available for sale | 30,474,000 | 29,592,000 | 31,425,000 | 30,278,000 |
| Securities held to maturity | 1,917,000 | 1,919,000 | 1,921,000 | 1,923,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,321,000 | 116,677,000 | 124,162,000 | 134,289,000 |
| Interest-bearing deposits | 107,881,000 | 106,171,000 | 115,644,000 | 123,903,000 |
| Noninterest-bearing deposits | 9,440,000 | 10,506,000 | 8,519,000 | 10,386,000 |
| Equity capital | 12,895,000 | 12,329,000 | 12,839,000 | 13,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,535,000 | 4,834,000 | 7,358,000 | 9,901,000 |
| Interest expense | 1,442,000 | 2,706,000 | 4,047,000 | 5,356,000 |
| Net interest income | 1,093,000 | 2,128,000 | 3,311,000 | 4,545,000 |
| Noninterest income | 377,000 | 768,000 | 1,161,000 | 1,572,000 |
| Noninterest expense | 1,163,000 | 2,341,000 | 3,526,000 | 4,639,000 |
| Provision for loan losses | 20,000 | 40,000 | 60,000 | 180,000 |
| Pretax income | 295,000 | 525,000 | 895,000 | 1,307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 295,000 | 525,000 | 895,000 | 1,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,577,000 | 12,705,000 | 12,815,000 | 13,159,000 |
| Total capital | 13,379,000 | 13,524,000 | 13,649,000 | 14,113,000 |
| Risk-weighted assets | 114,643,000 | 119,076,000 | 127,800,000 | 135,639,000 |